Unlock new investment opportunities or put your investment property to use with the MPS No Income / Appraisal Only Mortgage — a flexible financing solution designed for real estate investors.

Who Qualifies?

This mortgage is perfect for:
✔ Self-employed individuals who write off lots of expenses
✔ Borrowers with declining income from one tax year to the next
✔ Individuals between jobs (currently unemployed)
✔ Those with insufficient income to qualify for a loan
✔ Newly self-employed individuals — even if you started yesterday!
✔ Investors needing cash out from investment properties with limited reserves

Key Benefits:

• NO proof of income, assets, or employment required
• Available for purchases, refinances and cash out transactions
• Borrowers can adjust the interest rate, loan term or both
• Up to $500,000 cash out

Requirements and to qualify, you’ll need:

• Investment property appraisal with a comparative rental analysis
• Survey (if required by state)
• Hazard insurance (landlord policy)

Build your investment real estate portfolio, lower your term or payment or get cash from your investment property today. Call MPS today or apply now!

Unlock your home’s equity with MPS Texas Cash Out Mortgages offering flexible 1st and 2nd mortgage options to fit nearly every borrower’s needs.

Who Qualifies?

If you have equity in your property and are:
✔ Self-employed, salaried or hourly and write off a lot of expenses
✔ Experiencing declining income from one tax year to the next
✔ Newly self-employed
✔ A borrower with a property that was listed for sale but didn’t sell
✔ Salaried with too much debt for your income
✔ Looking to access up to 80% of your property’s value
✔ A recent homebuyer who purchased at a great price

Loan Options Available:

• 1st Mortgage Cash-Out Loans – Replace your current first mortgage and pull out equity
• 1st Mortgage HELOCs – Borrow multiple times with a revolving line of credit
• 2nd Mortgage Cash Out Loans – Keep your low first mortgage rate and access cash separately
• 2nd Mortgage HELOCs – Maintain your first mortgage and gain a flexible line of credit

Turn your home equity into financial opportunity today.Call MPS or apply now!

At MPS, we have the ability to activate our license in any state, ensuring we can serve clients wherever they need mortgage solutions. While the states listed above represent just a small sampling of our available loan programs, our reach extends far beyond. Whether you’re looking for a purchase loan, refinance or cash out option, we tailor our solutions to meet your needs, no matter where you call home. Contact us today to explore loan options in your state!

Pete Fajkowski and the Mortgage Portfolio Services team believe that securing a mortgage should be a clear and stress-free process and that the mortgage should be tailored to your needs. With over 27 years of experience, their approach is built on integrity, transparency and a commitment to financial empowerment. Whether you’re purchasing a home, refinancing or exploring investment opportunities, MPS provides expert guidance and tailored solutions that put your financial goals first.

Unlike traditional lenders, MPS takes a client-first approach, ensuring every borrower fully understands their options. This isn’t just about closing loans—it’s about building lasting relationships through education, trust and ethical lending practices.

Whether you’re a first-time homebuyer looking for guidance, a homeowner seeking refinancing options, or an investor growing your real estate portfolio, we provide comprehensive lending solutions to match your needs. MPS has earned a reputation for unmatched service and client dedication. Our team remains committed to honest communication, financial literacy and ethical lending. Ensuring you receive not just a mortgage, but a trusted financial partnership for years to come.