In our clients’
own words!
MPS wants you
to understand.
Client Reviews
Here’s what clients are saying about Mortgage Portfolio Services!
How We Got Here
In 2000 we asked ourselves:
What Do Mortgage Clients Need?
a) Exceptional mortgage knowledge.
b) A portfolio of loans so large that any borrower can be financed.
c) Honesty, integrity and fairness - Same cost, same service whether you are financing a $100,000 property or a $10 million property. Everyone is treated the same way.
d) A suite of other services to help clients succeed.
Our answers became our company.
Mortgage Portfolio Services:
a) A Company Name describing what we do.
b) A Mission Statement to provide a vast array
of mortgage products and great service.
c)Important Services - Referrals, education, property tax exemptions, tax assistance, real estate holdings planning, etc.
d) A Corporate Ethos demanding legal mortgaging, ethical treatment of clients and the utmost honesty; even if we lose a sale because of it.
So MPS is who we are, what we do and how we do it.
LICENSES
Texas, Georgia, Oregon & Virginia.
(“Outsmart Holdings, LLC” only used in VA.)
We’re your
Mortgage
Portfolio
Services.
MPS is proud to bring attention to its BLM Mortgage division.
For every mortgage closed in
this division every quarter,
MPS donates 10% of all net revenue
to Black Lives Matter.
Both clients and real estate agents succeed with MPS and its dedicated staff. All recipients of MPS products and services experience ethical, legal, informative, responsible and compassionate mortgage lending.
MPS is proud to support the LGBT community. MPS prohibits, opposes and denounces all forms of discrimination in the areas of credit, housing, service and employment.
MPS staff is second to none
Named in the Austin Business Journal’s list of the Top 25 Mortgage Heavy Hitters in almost every year of participation
MPS Managing Member named in The American Registry’s Most Honored Mortgage Professionals in America
MPS mortgage consultants must attend all closings located within three hours of travel time
MPS mortgage consultants can explain all closing documents by just looking at the name of the document - have you ever seen that before?
Title and escrow company incredulous almost every time an MPS mortgage consultant attends and conducts the mortgage closing
In person loan applications (including video conference) consistently dispel the “smoke and mirrors” of the mortgage industry
Loan application documents easily signed using Docusign®
Education during loan applications consistently reduce client anxiety
Title and escrow company agents routinely say they aren’t seeing rates as low at other lenders’ closings
Expectations, client responsibilities and processing instructions clearly spelled out
Clients who have closed mortgages elsewhere routinely say they were never educated the same way by other lenders
Calls returned promptly, staff punctual, assistance offered and client’s time is never wasted
Hand-written thank you notes go out to clients after every closing
Results and statistics speak for themselves:
Loans that enter MPS close 97% of the time (25 year average including two years prior to incorporation)
100% of MPS clients would refer someone they know
60% of those clients that refer, refer multiple people
40% of all clients do multiple transaction (based on 24 year span)
Marketing & Advertising budgets of $0 for over two decades (MPS has been a referral-only business for over 24 years)
One of only 12% of all independent mortgage brokerages that successfully navigated the
2008-2011 Great Recession24 consecutive years providing American homeowners with mortgage services
Hundreds of years of collective mortgage and real estate experience
Why MPS is different
But we do more then just great home loans
We train ouselves constantly.
Susan and Joanna are rarely this well behaved.
We help listing agents sell their listings.
We work early in the mornings.
Sharyn is always first to arrive.
We help our community.
We teach homeownership.
We have real estate services.
We work late into the night.
Ben is our night owl.
We give.
Yeah, yeah. We know. Mike is cute. Get in line.
We are available to clients.
We offer in-home tools for clients.
Very sadly, little Jambalaya has
moved to her new home in heaven.
We work on your home loans at home.
Claire thinks this is a terrible pic.
(but we think she’s lovely)
We show clients our appreciation.
But what we do best - is making dreams come true.
Using our years of experience, our expertise, our customer service and our amazing product line, we listen carefully to our clients and determine the home and the loan they want. Then we get it for them. Just about every time.
Making American dreams
come true
in language you can understand
Actual MPS clients
Only MPS offers
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MPS brokers and originators possess the most knowledgeable minds known in the mortgage and real estate industries.
MPS’s Managing Member, its Vice President of Business Development and several others like mortgage consultants have the highest scores recorded on various Nationwide Multistate Licensing Service exams or exceptional backgrounds.
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Anyone can proclaim the best rate or the best service. But for over two decades, MPS has provided astonishing, wholesale interest rates combined with exceptional customer service. No one is MPS. And no one should allow anyone but MPS to handle their mortgage needs.
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Mortgaging is complicated. Over 23 years of repeat clientele who refer other clients constantly is evidence that MPS explains the complicated in language clients understand.
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Moving and starting a new job are two of the most stressful things a person can do.
A good relocation is one where you have a team at your disposal - to iron out the details and to let you focus on your new job.
MPS offers relocation services ranging from assistance in finding a qualified and competent real estate agent to package discounts at furniture stores and gyms.
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These three terms do involve construction, but they aren’t construction loans. They are loans that allow you to do construction in limited scope, but still have the advantages of regular loans.
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MPS construction loans are loaded with advantageous features, including our 0% Down Construction Loan that allows you to use what the house will be worth as the basis for the loan against the home. But we have every kind - Prime, FHA, VA, USDA as well.
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Purchase products include conventional, government (FHA, VA, USDA), No SSN, No MI, Verification of Employment only, bank statements, With MI, Combination Mortgages…the options are endless at MPS.
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Refinancing only makes sense if there is an immediate and obviously tangible benefit to doing so. There are two mathematical calculations to determine this. The first is a Breakeven calculation and the second is a Net Savings calculation. If your broker doesn’t know these, run.
Trained to Exceed Expectations
“I was impressed. My mortgage consultant knew an obscure guideline that my situation needed without even looking it up. Because of it, I was able to buy my new home with no money out of my pocket.”
Lindy Lucas - Atlanta, GA
“The mortgage broker my realtor recommended explained about a tenth of what MPS explained to me about my loan. And my MPS broker used words I could understand instead of all that mortgage-speak most others use to keep you in the dark.”
Samantha Longwell - Houston TX
“It was pretty amazing. I went to five other lenders before MPS and no one could do my loans. MPS cashed me out of six of my properties in about three months and released almost $1 million in cash to me. But the other five couldn’t do a thing. Wow.”
Will Stephens - Alvord TX
“Not only did MPS do a great job, but on my second transaction with them, they closed my loan in another state where I was vacationing. Super convenient and really appreciated.”
Commander Gary Miller - Richmond, VA
Still not convinced MPS is different and amazing?
Watch some Videomonials. Hear our clients’ own words.
Actual MPS training session
Encyclopedic Mortgage & Real Estate Knowledge
Competitive Wholesale Rates
Ethical, Legal & Efficient Lending Practices
Access to Almost Every U.S. Mortgage Product
Originators Specialized in All Mortgage Transactions
In-house Loan Processing
Commitment to Client Education & Transparency
Social Consciousness & Charitable Funding (see below)
What sets MPS apart?
MPS has built its competitive advantage by knowing more, selling the lowest, knowing the law, offering the most, containing the process, educating the best and caring a lot.
Click any of the topics below to learn more.
Image part of the MPS interview
on Austin’s CW.
Call us today. You’ll be glad you did.
QuickAssist: 866-304-LEND (5363) Direct: 512-992-7153
Email: info@austinmps.com Text: “mymps” to 21000
Associations
National Association of Mortgage Brokers
