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Tailored Mortgage Solutions
Your trusted partner for home loans, refinancing, and smart mortgage planning.
About Mortgage Portfolio Services
At Mortgage Portfolio Services (MPS), we are more than just a mortgage provider – we are a trusted partner in your home financing journey. With a strong foundation built on transparency, expertise and a commitment to excellence, we help clients navigate the mortgage process with confidence.
MPS can activate its licenses in any state at any time but presently lends in only four states. Those four states, however, comprise almost 20% of the entire U.S. population. But if a client need us to provide a home loan in another state, we simply activate our license to serve them. Our approach is completely client-focused. We learn our clients’ needs as well as they know them theirselves, we have mastered every home loan product in America to tailor them to our client’s needs and we have memorized every mortgage guideline and regulation in existence so there are no surprises. Additionally, we put great emphasis on educating our clients – we have no need to keep clients guessing. So we teach each client what they are doing, why they are doing it and what they can expect as a result. It’s important to you and it’s important to us that you understand what we are doing and that you make informed decisions.
Since opening our doors in 2000, MPS has been a top-producing, independent, boutique mortgage brokerage built on a referral-based business model; a testament to our dedication, integrity and client satisfaction. Whether you’re purchasing a home, refinancing or exploring investment opportunities, our flexible loan options and expert advice put your financial well-being first.
25
Years of continuous service to homeowners
97
Closing rate
4,000
Raving reviews
You are not aloan.®
Meet the Founder
Pete’s early experiences building banking databases and traveling through South America to teach others how to manage banking systems gave him a global perspective on financial processes and deepened his commitment to empowering individuals through knowledge. Being a bilingual broker strengthened Pete’s ability to relate to clients and translate finance into understandable terms. This approach empowers clients, builds confidence, and helps them make informed financial decisions. Pete’s passion for financial literacy, his understanding of the challenges homebuyers face, and his commitment to making superior mortgage services available to all set MPS apart.
Pete believes a mortgage broker should do more than just secure a loan. There are explicit and implied covenants between the broker and the client:
- The broker must find the best loan for the client, not just the easiest one to obtain.
- The broker should provide as many options as possible, not just the most popular loan or the one the client initially thinks they need.
- The broker must educate the client to foster a clear understanding of the transaction, not profit from or exploit the client’s lack of knowledge.
Brokering a loan between massive lending sources and an individual homebuyer is an enormous responsibility, one that Pete has always taken seriously. Clients entrust MPS with their sensitive financial data, their goals for financial stability and their dreams of homeownership. That’s why MPS treats every client’s needs as its own. Clients recognize authentic care, which is why they have been referring friends, family members, fellow congregants and colleagues to the firm for nearly three decades.
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Outsmart Holdings, LLC
dba Mortgage Portfolio Services
Licenses: TX, OR, GA, VA
(dba titles of Mortgage Portfolio Services & MPS not used in VA)
Co. ID #2047 | RMLO #3598
6017 Osceola Trail, Austin, TX 78738
Connect
Phone: 512-992-7153
Toll Free: 866-304-LEND (5363)
Email: [email protected]
Text: “mymps” to 21000
© 2025 Outsmart Holdings, LLC