Additional MPS Services
& Client Benefits
There is so much more to MPS than just mortgages. We offer endless client services and
benefits - you’ll wonder how you go along without us for all those years.
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The collective knowledge of the mortgage process, of mortgaging guidelines and of solutions to complex loan approval problems that the staff at MPS posseses is unquestionably at the highest level of industry expertise. MPS’s Managing Member dedicates a large percentage of his time simply finding solutions to heighten loan approvals if the issue at hand remains unsolved through various levels of management. As a result, MPS has an approval percentage of about 97% of every loan that has ever come in the door. So you can be sure that not only your personal mortgage consultant, but the entire firm is dedicated to your success.
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Below you can find a detailed explanation of the various levels of knowledge and product availability in the mortgage industry to be assured that MPS is at the very top of the mortgage lending hierarchy.
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Anyone can proclaim the best rate or the best service. But for over two decades, MPS has provided astonishing, wholesale interest rates combined with exceptional customer service. No one is MPS. And no one should go anywhere but MPS for their mortgage loan.
As far as rates go - we don’t just assign them to clients. Others do that and make more money the higher the rate the client will accept (retail originators, banks and mortgage bankers do this). Instead, we give clients an interest rate range and let the client choose their rate - we just advise based on math. When it comes to service - Let’s face it, customer service in America has become a bar that gets lower and lower every year. The virus of dreadful customer service is contagious. Everywhere we go, “my pleasure” has become “no problem” and“thank you” has become “uh-huh”. The goals of helpful and resourceful have been replaced by quoting policy over and over and over until the client just gives up on whatever the problem was.
Not at MPS. We can guarantee you that. We focus on continuously improving customer service because in the end, that is where the profit is. Long term success comes in the form of thousands of clients who have referred other clients. It’s the real estate agents that beg their buyers to get a quote from MPS. It’s the bankers who can’t offer a product and their first thought is to send their clients to MPS.
The profit is in relationships. Ours is a profession, a career and a long-term approach. Mortgaging is a noble profession, not some get-rich-quick scheme.
This is our mindset when it comes to customer service. We appreciate our clients. Period.
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Mortgaging is complicated. Over 23 years of repeat clientele who refer other clients constantly is evidence that MPS explains the complicated in a way and in a language that clients understand.
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In addition to industry-leading mortgage services, MPS also offers mortgage tax advice, real estate contract services and free referrals to Certified Financial Planners (CFPs), Tax Attorneys, Certified Public Accountants (CPAs), real estate attorneys, probate attorneys as well as all services related to relocations with pre-negotiated discounts.
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Purchase products include conventional, government (FHA, VA, USDA), No SSN, No MI, Verification of Employment only, bank statements, With MI, Combination Mortgages…the options are endless at MPS.
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Refinancing only makes sense if there is an immediate and obviously tangible benefit to doing so. There are two mathematical calculations to determine this. The first is a Breakeven calculation and the second is a Net Savings calculation. If your broker doesn’t know these, run.
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MPS construction loans are loaded with advantageous features, including our 0% Down Construction Loan that allows you to use what the house will be worth as the basis for the loan against the home. But we have every kind - Prime, FHA, VA, USDA as well.
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Moving and starting a new job are two of the most stressful things a person can do.
A good relocation is one where you have a team at your disposal - to iron out the details and to let you focus on your new job.
MPS offers relocation services ranging from assistance in finding a qualified and competent real estate agent to package discounts at furniture stores and gyms.
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